Your Trusted Advisors
Help solve the indigenous housing problem by collectively becoming the largest affordable, innovative, energy efficient housing and eco-village provider for Canadians.
Quickly increase indigenous housing and mortgage capacity using the best training and technology of online coaching and experiential learning programs. This will assist communities in developing, implementing, and maintaining successful comprehensive housing strategies that work for all stakeholders. Innovation and affordability will start with SIPs and evolve to the first Indigenous "3-D printed home" within 5 years for less than $50k.
FOUNDERS MESSAGE: How becoming a Chief of a Yukon self governing First Nation after 40 years away from home prepared Ed Champion with the tools to help solve the Indigenous housing crisis AND housing opportunity in Canada today.
As a Social Enterprise, the foundation of our purpose is to assist Indigenous peoples in getting an affordable home in one of 3 ways;
Provide more social assistance housing.
Obtain a mortgage and land to build their own home.
The "2 Homes - 1 Mortgage program". Assisting someone already in social housing to get a mortgage so they get a new home, while freeing their existing social home for someone else.
The 3rd option can produce the biggest and fastest results for the entire community in terms of health, safety, well-being, and economic prosperity.
MISSION IMPOSSIBLE - To Mission Completed Within 9-18 Months
Your mission should you choose to accept it is to have a new home for yourself within 9-18 months, and to help close the gap of Social Disparity within your Indigenous Community.
When you participate in the Affordable, Innovative home ownership program you will also be contributing to someone else's home ownership dream.
We will help you every step of the way with an ongoing training and coaching program designed just for you.
Your mission should you choose to accept is to discover and use the right tools and systems that will make you the housing superman / woman to your community.
We can help you introduce and implement systems for your community that will provide an accurate current housing inventory, future needs assessment, and a workable plan to eliminate your housing list entirely.
You can do all this with our systems, training and coaching - just don't try and fly without the right cape. :)
Your mission should you choose to accept is to provide leadership and support to resolve your housing issues once and for all by providing enough serviced bankable land for the Affordable & Innovative home-ownership program to your citizens.
This can be done with a re-vitalized and energized community housing strategy backed by full community support.
Where possible, own sourced revenue can be generated by providing market housing and generating other business opportunities to help pay for Community infrastucture and social housing.
Your mission should you choose to accept is to align as many resources as possible from within the various Federal Departments to assist with the implementation of the mission of our Affordable & Innovative home-ownership program.
The mission of helping First Nation citizens access home-ownership through qualifying for their own mortgage will permanently and significantly reduce the housing crises on many reserves across Canada within 5 years without costing the government more money.
FREE REGISTRATION NOW FOR A "PILOT PROJECT" STARTING IN EARLY 2017.
WHERE'S the MONEY for INDIGENOUS HOUSING?
Your Housing Manager helps you - by knowing these programs really well.
FUNDING/LOANS/MORTGAE APPROVAL: Basic financing is the foundation to creating and maintaining “Sustained Economic Prosperity" and Housing for any Indigenous community. That financial foundation starts with a credit report. Whether it’s a business looking for financing, an individual looking a loan, or a community looking for funding – the degree of success is heavily influenced by the credit report.
Indigenous Credit Portal conducted a study of credit bureau data for individuals living on Canadian First Nations reserves. The research showed that, on average, individuals in these communities had lower credit scores than the typical Canadian. Moreover, there is less credit information available on which lenders can assess the creditworthiness of Indigenous borrowers. The fact is, despite the lower average credit scores within these communities, the majority of First Nations individuals are creditworthy. Unfortunately, lenders and investors don't know it because good payment activity often goes unreported to the credit bureaus.
MORTGAGE ASSISTANCE: The Fund is the first national fund created to support financing arrangements for housing on reserve and settlement lands where appropriate, while respecting the communal ownership of reserve land.
Building on the expertise and success of innovative First Nations communities and financial institutions, the Fund’s Credit Enhancement Facility is a new approach to expand market-based housing on reserve by providing easier access to homeownership, rental and renovation loans in First Nations communities.
SERVICED LAND for HOUSES:
FNFA is a non-profit Aboriginal government-owned and controlled institution built to provide all First Nations and Aboriginal governments, big or small, urban or remote, resource rich or not, with the same finance instruments that other levels of government in Canada have at their disposal to build safe, healthy and prosperous communities.
The FNFA’s purposes are to provide investment options and capital planning advice and—perhaps most importantly, access to long-term loans with preferable interest rates.
Most revenue streams are eligible to support FNFA loan requests. Eligible capital projects FNFA can finance include infrastructure, social and economic development, land purchases, independent power projects, community housing and rolling stock/heavy equipment.
FINANCIAL REPAYMENT CAPABILITY:
The purpose of FNFMB is to provide the tools and guidance that will instill confidence in First Nations’ financial management and reporting systems to support economic and community development.
The FNFMB's role is to establish a standard for financial management, a certification process, and to certify First Nations which allows them to become borrowing members of the FNFA. This certification provides assurance to external stakeholders that a First Nation meets a high level of financial management. This is done by providing four main services of setting financial standards, certification of financial systems and performance, capacity building to achieve and maintain certification, and intervention in helping a First Nation back on track if needed.
PRIME MINISTER JUSTIN TRUDEAU's MANDATE to DR. BENNETT, MINISTER of INAC:
“As Minister of Indigenous and Northern Affairs, your overarching goal will be to renew the relationship between Canada and Indigenous Peoples. This renewal must be a nation-to-nation relationship, based on recognition, rights, respect, co-operation, and partnership. I expect you to re-engage in a renewed nation-to-nation process with Indigenous Peoples to make real progress on the issues most important to First Nations, the Métis Nation, and Inuit communities – issues like housing, employment, health and mental health care, community safety and policing, child welfare, and education.”
In particular, I expect you to work with your colleagues and through established legislative, regulatory, and Cabinet processes to deliver on your top priorities:
Work, in collaboration with the Minister of Infrastructure and Communities, and in consultation with First Nations, Inuit, and other stakeholders, to improve essential physical infrastructure for Indigenous communities including improving housing outcomes for Indigenous Peoples.
Work with the Minister of Employment, Workforce Development and Labour and the Minister of Innovation, Science and Economic Development to promote economic development and create jobs for Indigenous Peoples.
. . . . . . . . .
These priorities draw heavily from our election platform commitments. The government’s agenda will be further articulated through Cabinet discussions and in the Speech from the Throne when Parliament opens.
CMHC WITH FIRST NATIONS:
Annually, through CMHC and Indigenous and Northern Affairs Canada (INAC), the Government spends an estimated $280 million to support the housing needs of First Nations on reserve. Of this amount, $152 million is provided by CMHC.
First Nation communities, CMHC and INAC work together to create and preserve on-reserve housing: First Nations are the owners, administrators and property managers of most housing on reserve. They are responsible for the governance of on-reserve housing.
CMHC provides housing assistance to support construction of new housing, purchase and/or renovation of existing housing, and development of housing capacity.
INAC provides funding support for a wide range of housing-related costs, which First Nation communities can use at their discretion.
AFFORDABLE HOUSING CENTRE:
CMHC's strength in the area of affordable housing is being able to understand local needs and challenges, as well as working with our partners to develop solutions.
The Affordable Housing Centre team is at work in communities across Canada, offering knowledge, expertise and financial assistance to groups in the private, non-profit and public sectors to help facilitate the production of affordable housing without long-term federal subsidy. The team also works actively with existing social housing groups to improve the long-term viability of their affordable housing projects and helps them prepare for the end of their operating agreement.
HOUSING RESOURCES - A Primer for Innovation:Your Housing Manager helps you - by knowing all housing options really well.
This is a great "starter home" that is very practical and can be highly resistant to fire, mold, and physical damage.
Based on a community housing model initiated by the Carcross/Tagish First Nation, the Tiny Houses program is meant to build more than just housing capacity.
The idea is to take youth wanting to join the construction force, but might lack the life skills or education to make the leap. By working with them on a project that has real significance for the community, the program is able to teach basic reading skills, math skills, and other life skills in addition to construction skills.
They can be built relatively inexpensively using SIP panels and can easily be integrated into a community skills/life training program through the housing department that will provide jobs.
Modular construction is transforming the way the world is building and in North America Britco is leading the way. Building modular means location, timing, and site restrictions can be easily managed because everything is pre-built in quality control facilities at the same time the site is being prepared.
Modular allows energy efficient construction certifications to be easily incorporated, such as passive house technology which reduces energy consumption and greenhouse gases by up to 80%
Modular homes can be designed as single family or multiple family projects. They can even be negotiated into an IBA as "camp housing", and once the economic project is completed, the camp housing is converted for community residential use.
An "Indigenous Story Home" with the beauty of traditional wooden highlights preserved in the technology of todays most advanced post and beam home.
Quiet, Strong Eco-friendly and Airtight Technology. The patented IPP® system combines the strength and beauty of Post and Beam construction with the energy efficiency of Polyurethane Structural Insulated Panels. This airtight technology delivers sustainable savings and quiet comfort using reduced mechanical systems and substantially less energy to heat or cool a building.
The simplified Post and Beam design and OSB Panel skins use less timber and new growth forest resources creating an eco-friendly, recyclable and longer lasting building.
Overcrowding, dilapidated housing and general unaffordability are issues faced daily by many of Canada’s Indigenous families, especially those living on settlements and reserves, where it’s been suggested that 49 per cent of existing housing is in need of repair, and an additional 85,000 housing units are required to address the current supply shortage.
Founded in 1985, Habitat for Humanity Canada is a national, non-profit organization working towards a world where everyone has a decent and affordable place to call home. With the help of over 70,000 volunteers every year and 56 affiliate organizations from coast to coast, there mission is to mobilize volunteers and community partners in building affordable housing and promoting homeownership as a means to break the cycle of poverty in Canada and around the world.
Structural Insulated Panels are made up of an energy-efficient Polyurethane foam core, enclosed in a high-density OSB or alternative sheathing sandwich. The foam core provides super thermal insulation, while the exterior skin/facings account for the high tensile and compressive strength. This superior thermal performance of SIPS significantly reduces heating & cooling costs, limits air infiltration and creates a quite draft-free interior.
SIP panels can be used for the walls, roof, and floor of a building in place of more traditional construction methods, such as stick-framing.
When using MGO board as the interior sheathing of a SIP panel it is virtually impervious to fire, water, insects; does not feed mold or mildew; is non-toxic, non- flammable and non-combustible.
The Cold Climate Housing Research Center (CCHRC) is an industry-based, non-profit corporation created to facilitate the development, use, and testing of energy-efficient, durable, healthy, and cost-effective building technologies for people living in circumpolar regions around the globe.
Located in Fairbanks, Alaska, the Research Center was conceived and developed by members of the Alaska State Home Builders Association and represents more than 1,200 building industry firms and groups. Ninety percent of CCHRC's charter members are general contractors from across the state. The Alaska professional building community is highly regarded as a national leader in energy-efficient housing design and construction, boasting the largest per capita builders' association in the nation
Google’s parent company Alphabet – one of the biggest tech incubators in the world – is focusing on 3D printing. Many specialists are expecting the world to fundamentally change over the next decade or so and the company’s CEO Eric Schmidt highlighted what they believed are the main innovations that will drive change over the coming years. Among them: THE ADOPTION OF 3D PRINTING BY THE CONSTRUCTION SECTOR. All of these potent technologies, the CEO stressed, can have a huge impact within the next five to ten years.
Contour Crafting (CC) is a layered fabrication technology developed by Dr. Behrokh Khoshnevis of the University of Southern California. Contour Crafting technology has great potential for automating the construction of whole structures as well as sub-components. Using this process, a single house or a colony of houses, each with possibly a different design, may be automatically constructed in a single run, embedded in each house all the conduits for electrical, plumbing and air-conditioning.
The potential applications of this technology are far reaching including but not limited to applications in emergency, low-income, and commercial housing.
COACHING & TRAINING for RESULTS:Your Housing Manager can lead the housing solution with Community support.
The old model of leadership is obsolete. Now for an organization to truly excel in these times of deep change everyone - at every level - must show leadership and do their best work.
Robin Sharma, one of the most respected speakers in the world, ranked as one of the top five business and leadership experts in global surveys. He is the author of the "Monk Who Sold his Ferrari" and the founder of Sharma Leadership International (SLI), a global consultancy company with a single focus: to help organizations develop employees to "Lead Without a Title".
The Lead Without A Title™ System is being adapted to the Indigenous community and helps inspire individuals and teams to work at their absolute peak while dramatically promoting increased productivity, innovation, collaboration, customer service and bottom line results.
Success in most endeavors is 80% psychological and 20% mechanical. Meaning your mindset needs to be developed, maintained and protected in order for you to best learn and retain any new life or business skills. In particular, as related to the Mission of this website; skills related to expanding homeownership opportunities, building community capacity, healthy living, and maximizing financial resources towards housing and sustained economic prosperity for Indigenous communities.
4winds combines the latest and best of experiential training and Coaching for maximum capacity building and retention and is the licensed LWT facilitator for Indigenous communities around the world.
A 21 acre Eco village in Texas is currently being planned by Sunconomy.com which will provide:
Approximately 110 affordable, small, sustainable houses
Short term cabin rentals (about 25)
8 Tiny House parking spaces
Job training programs and employment opportunities
Community outreach programs for all ages
Training in aquaponics design and construction,
Wind, solar and biogas renewable energy
Micro-grid and battery storage for select houses,
E.V. (electric vehicle) production and training facility
Restaurant with culinary school
Computer labs and mentoring facilities for small businesses
A Guild is not a new concept. Guilds have been around for centuries and can be extremely effective in achieving their goals. What is new, is to apply the concept, strength, and power of a guild to the specific solutions of Indigenous housing issues.
The definition of a Guild is "An organization of persons with related interests, goals, etc., especially one formed for mutual aid or protection."
We highly encourage Indigenous Housing Managers to get involved and join the Guild. As a member, you will enjoy the many benefits designed to help make your job easier, more effective, more efficient and even a bit more fun.
Bottom line, is the Guild can assist in providing you with the resources to resolve your housing issues and provide more new homes to your community members. We don't have all the answers, but collectively we can discover solutions that work better, and improve the quality and quantity of homes being provided.
We support the Gord Downie & Chanie Wenjack Fund. The fund is part of Gord Downie’s legacy and embodies his commitment, and that of his family, to improving the lives of First Peoples.
The Fund is focused on cross-cultural education to support healing and recovery. We need to better understand each other before we can truly reconcile.
The Fund will foster new relationships between Indigenous and non-Indigenous Peoples, while strengthening the voices and work of groups already making a difference.
SERVICES: Developing community support, technical capacity, and financial resources for solutions to your specific housing needs - on and/or off settlement lands.
It all starts with you deciding that a housing list isn't going to work for you any longer. It's time for your community to help you qualify for a mortgage to get a house without you being at the mercy of a housing list any more.
We can help you qualify for a mortgage and it might be easier than you think or it may take some work. Either way, we are there with you every step of the way even if its your 1st house or stepping up to a bigger home.
Better yet, is for you to ensure Chief & Council are working from an updated housing strategy that benefits everyone.
Our online Coaching & Training programs will give you all the tools and support you need to provide more housing for your community.
Our online housing portfolio management system is like putting all the details of your department on autopilot allowing you to focus on what's important to you.
Once you join the Indigenous Housing Managers Guild you will receive the most comprehensive package available today at the lowest price.
Our Leadership Coaching and Training programs can help build capacity in all levels of your Government - big or small.
We can help you update or create a workable housing strategy for your community and help your housing manager implement the plan with the support of the community.
We can also help you develop financial and business resources to access and generate capital for housing and infrastructure.
We strive to assist the various Canadian Government agencies when possible to achieve their mandates and goals regarding the Indigenous peoples of Canada.
We believe better housing contributes to better mental and physical health, which equals better decisions.
Better decisions equals a healthier and safer Community creating economic opportunities which can lead to "sustained economic prosperity" whereby Ingidenous communities are self sufficient requiring minimal Federal assistance - if any.
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